Teresa Ghilarducci (born July 22, 1957) is a scholar on labor and retirement issues. She has advocated for government to extend occupational retirement plan coverage to all workers. She published -- Rescuing Retirement (with Tony James) in 2018, which makes the case for a Guaranteed Retirement Account that would supplement Social Security. In 2016 she wrote a popular book -- How to Retirement with Enough Money. One of her most recent books - When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them – investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995. Ghilarducci is an executive board member of the Economic Policy Institute, a member of the Retirement Security Advisory Board for the Government Accountability Office, court appointed trustees for the retiree health care trusts for UAW retirees of GM, Ford, and Chrysler and the USW retirees of Goodyear Tire. Ghilarducci won an Association of American Publishers award for her book Labor's Capital: The Economics and Politics of Employer Pensions in 1992. She previously taught economics for 25 years at the University of Notre Dame.